What do I need to Finance a Vehicle in Springfield PA

Essence, from Fellah Auto Group in Springfield PA answers the question:


What do I need to Finance a Vehicle?

Are you concerned about not being able to finance a car? Essence explains that at Fellah Auto Group we have programs for all types of credit situations. The biggest misconception about purchasing power is credit. The most important factor to the banks we work with is YOUR INCOME. Essence and the finance team at Fellah Auto Group have gotten scores as low as 450 approved for a loan with our Fresh Start Financing

Although everyone’s situation is different, it really is true that there are only a few basic documents that you would need in order to get approved with our Fresh Start Financing, and have you driving in no time.

In most cases we need:

  • Proof of Income
    • Paystubs, Direct Deposits, Bank Statements
  • Your License or State ID
  • Proof of Residence
    • A utility, credit card, or insurance Bill
    • Insurance Card
    • Bank statement
    • Piece of mail with your name and address on it
What if I’m self-employed or a 1099?

We can use documents like your 1099 contract, and 3 months worth of bank statements

What if I’m retired?

You could use your Social Security SSA Award letter, bank statements, pensions, investments, retirement accounts, or annuities

Do I need a Down Payment?

Although you certainly CAN put money down toward your vehicle, Fellah Auto Group is the Home of No Money Down. We’ll keep it flexible, and work with what you have.

What if I am paid in Cash

Not a problem! Bring us a bank statement, and a letter from your employer telling us what you bring in per week or month.


Schedule your appointment with Essence at Springfield (Call 484-461-7800) , or at our other convenient locations in the Philadelphia Area: https://www.fellahautogroup.com/finan…